PangPang Tools
한국어
By topic
Search tools

Enter a tool name or topic.

    Finance & Tax

    DSR Borrowing Capacity Calculator

    DSR Borrowing Capacity Calculator is an interactive, mobile-friendly calculator for browser-local estimates. It displays labelled quantities so that inputs, assumptions and outcomes stay clear. User-set DSR limit, existing annual repayments, and a fixed-rate annuity; stress rates and lender rules are not included.

    MAKE IT SIMPLE
    Formula, input assumptions and limitations

    User-set DSR limit, existing annual repayments, and a fixed-rate annuity; stress rates and lender rules are not included.

    Result

    Worked examples

    Annual gross income (KRW): 80000000 · Existing annual loan payments (KRW): 12000000 · DSR ceiling (%): 40 · New loan annual interest (%): 4.5 · New loan term (years): 30

    Existing DSR: 15 %

    A worked example using the listed default inputs. User-set DSR limit, existing annual repayments, and a fixed-rate annuity; stress rates and lender rules are not included.

    Questions & answers

    Is the output a legally or technically certified result?

    No. Check verified rates, conditions and underlying rules first. User-set DSR limit, existing annual repayments, and a fixed-rate annuity; stress rates and lender rules are not included.

    Related tools

    Loan repayment & comparison

    Repayment plans, early payoff, refinancing and offers

    Percentage calculator

    Percentages, discounts and changes