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    Finance & Tax

    Loan Early Repayment Savings Calculator

    Compare an existing fixed-rate annuity loan with a scenario involving an immediate lump-sum repayment and extra monthly principal. See interest savings, months saved and the prepayment fee.

    MAKE IT SIMPLE
    Assumptions and limits

    Assumes fixed rate, monthly annuity payment and no lender-specific compounding rules. Confirm penalty waiver and actual bank settlement amounts.

    Result

    Worked examples

    Enter loan amounts, fixed interest rates and repayment months

    Monthly payment, total interest and nominal costs

    Compare an existing fixed-rate annuity loan with a scenario involving an immediate lump-sum repayment and extra monthly principal. See interest savings, months saved and the prepayment fee.

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    Compare Two Loan Offers

    Compare interest rates, term lengths, monthly repayments and up-front fees for two fixed-rate loan offers.

    Loan Refinancing Cost Comparison

    Compare monthly payments and nominal total financing cost before and after refinancing with user-entered switching fees.