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    Finance & Tax

    Loan Refinancing Cost Comparison

    Compare the remaining cost of a current loan against a new fixed-rate refinance using the same outstanding balance but potentially different durations and up-front refinancing fees.

    MAKE IT SIMPLE
    Assumptions and limits

    Different terms limit direct cost comparability. Includes user-entered upfront switching costs but excludes present value of cash flows, tax and insurance.

    Result

    Worked examples

    Enter loan amounts, fixed interest rates and repayment months

    Monthly payment, total interest and nominal costs

    Compare the remaining cost of a current loan against a new fixed-rate refinance using the same outstanding balance but potentially different durations and up-front refinancing fees.

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